Terms & Conditions

Effective Date: [7/01/2023]
Last Updated: [7/23/2025]
Business Name: [Baker Funding Working Capital]
Website: [


1. Acceptance of Terms

By using our website or services, you agree to be bound by these Terms. If you do not agree, do not use our services.


2. Services Provided

We offer personal and/or business loan and funding solutions. Loan terms vary based on eligibility, creditworthiness, and applicable regulations. Loan agreements are separate and will detail repayment, APR, and fees.


3. Eligibility

To apply, you must:

  • Be 18 years or older
  • Be a U.S. citizen or legal resident
  • Provide accurate and verifiable personal/financial information


4. Credit Authorization

By submitting an application, you:

  • Authorize us to verify your identity and income
  • Authorize credit inquiries via one or more credit bureaus
  • Acknowledge that approval is not guaranteed


5. User Conduct

You agree not to:

  • Use our site for any illegal or unauthorized purpose
  • Submit false or misleading information
  • Attempt to breach or disable our systems


6. Intellectual Property

All content on this site (logos, text, designs, etc.) is the property of [Your Company Name]. Unauthorized use or reproduction is strictly prohibited.


7. Limitation of Liability

We are not liable for:

  • Any indirect, incidental, or consequential damages
  • Any third-party links or content
  • Loss of data due to external hacking or technical issues


8. Governing Law

These Terms shall be governed by the laws of the State of [Insert State], without regard to conflict of law principles.


9. Changes to Terms

We may revise these Terms at any time. Continued use of our site constitutes your acceptance of the updated terms.


10. Contact Information

For any questions about these Terms:

Baker Funding
Email: yosef@bkrfunding.com
Phone: [443-739-6934]
Address: [1111 Greenwood Rd. Baltimore, MD 21208]